Pattie Fritzler

Pattie Fritzler

Hipster-friendly coffee ninja. Infuriatingly humble zombie advocate. Hipster-friendly tv evangelist. Infuriatingly humble reader. Hipster-friendly twitter evangelist.

50 Total Articles
The Benefits of Term Life Insurance Explained

The Benefits of Term Life Insurance Explained

Term life insurance is a type of life insurance that provides a death benefit to its beneficiaries in the event of the...

Can I Get a Discount on My Life Insurance Premiums if I'm Married or Have Children?

Can I Get a Discount on My Life Insurance Premiums if I'm Married or Have Children?

Marriage and having children can bring many rewards, including discounts on life insurance premiums. Term life insurance...

Which Life Insurance Policy is Right for You?

Which Life Insurance Policy is Right for You?

Term life insurance is an affordable way to make sure your family has the financial resources to cover major expenses,...

What Are the Restrictions on the Length of an Insurance Policy?

What Are the Restrictions on the Length of an Insurance Policy?

By law, the minimum insurance limits for a standard auto policy are set. An agent or broker can help you determine your...

Why You May Be Denied Life Insurance Coverage

Why You May Be Denied Life Insurance Coverage

When applying for life insurance, it's essential to be aware of the potential reasons why you may be denied. A serious...

Understanding the Difference Between Cash Value and Death Benefit in Life Insurance

Understanding the Difference Between Cash Value and Death Benefit in Life Insurance

When it comes to life insurance, it's essential to comprehend the contrast between cash value and death benefit. Cash...

Understanding the Different Types of Life Insurance

Understanding the Different Types of Life Insurance

Navigating the different types of life insurance can be a daunting task. At Aflac, we want to help you simplify your...

Can I Get a Discount on My Life Insurance Premiums if I'm Part of Certain Religious Organizations or Associations?

Can I Get a Discount on My Life Insurance Premiums if I'm Part of Certain Religious Organizations or Associations?

Federal COBRA regulations only apply to employment-related group health plan coverage. They do not cover individual or...

The Difference Between Group and Individual Life Insurance Policies

The Difference Between Group and Individual Life Insurance Policies

Individual policies are owned by a single person and can be permanent or fixed-term. Group life insurance, on the other...

Whole Life Insurance You Can Borrow From

Whole Life Insurance You Can Borrow From

When it comes to life insurance, there are many different types of policies available. One of the most popular options is ...

Which Life Insurance Policy is Best for You? - A Comprehensive Guide

Which Life Insurance Policy is Best for You? - A Comprehensive Guide

When it comes to life insurance, there are two main types of policies to choose from: term life insurance and whole life...

Understanding the Benefits of Adjustable Life Insurance Policies

Understanding the Benefits of Adjustable Life Insurance Policies

Adjustable life insurance is a type of permanent insurance that combines the features of term life insurance and...

4 Types of Term Life Insurance Explained: An Expert's Guide

4 Types of Term Life Insurance Explained: An Expert's Guide

When it comes to life insurance, there are two main types: term at the level and term decreasing. Nowadays, most people...

What is the most common type of life insurance?

What is the most common type of life insurance?

Term life insurance Term life insurance is the most popular type of life insurance for most people because it's simple,...

What is the Most Important Factor to Consider When Buying Life Insurance?

What is the Most Important Factor to Consider When Buying Life Insurance?

When it comes to buying life insurance, there are many factors to consider beyond age and gender. Women tend to live...

The Benefits of Term Life Insurance Explained

The Benefits of Term Life Insurance Explained

Term life insurance is a great option for many individuals and families who need temporary financial protection at a...

Comprehensive Guide to Life Insurance Riders

Comprehensive Guide to Life Insurance Riders

Life insurance is an essential financial tool that can provide financial security for your family in the event of your...

Do I Need a Medical Exam to Get Life Insurance? - A Comprehensive Guide

Do I Need a Medical Exam to Get Life Insurance? - A Comprehensive Guide

Do you need to take a medical exam to get life insurance? The answer is no. There are life insurance policies that don't...

Do I Need to Disclose My Lifestyle Habits When Applying for Life Insurance? - An Expert's Perspective

Do I Need to Disclose My Lifestyle Habits When Applying for Life Insurance? - An Expert's Perspective

When it comes to applying for a life insurance policy, honesty is the best policy. If the insurance company discovers...

What is the Most Common Type of Life Insurance?

What is the Most Common Type of Life Insurance?

Term life insurance is the most popular type of life insurance for most people because it's simple, affordable, and only...

Can Whole Life Cash Value Outweigh the Death Benefit?

Can Whole Life Cash Value Outweigh the Death Benefit?

Whole life insurance, universal life insurance, and variable life insurance are all types of permanent life insurance....

No-Exam Life Insurance: What You Need to Know

No-Exam Life Insurance: What You Need to Know

No-exam life insurance is a type of policy that allows you to apply for coverage without undergoing a physical exam. This ...

Can I Change My Life Insurance Policy After It Has Been Issued?

Can I Change My Life Insurance Policy After It Has Been Issued?

The policyholder can change the beneficiary of their life insurance at any time. In specific cases, policyholders need...

What is the Most Common Type of Life Insurance Policy?

What is the Most Common Type of Life Insurance Policy?

Term life insurance is the most popular type of life insurance for most people because it's simple, affordable, and only...

Permanent Life Insurance You Can Borrow From

Permanent Life Insurance You Can Borrow From

When it comes to life insurance, there are two main types: term life and permanent life. Term life insurance provides...

Tax Implications of Life Insurance: What You Need to Know

Tax Implications of Life Insurance: What You Need to Know

Life insurance is a financial product that pays a lump sum in the event of the insured person's death and provides...

The Pros and Cons of Term and Whole Life Insurance: What You Need to Know

The Pros and Cons of Term and Whole Life Insurance: What You Need to Know

Term life insurance is a type of policy that provides coverage for a certain period of time, usually between 10 and 30...

What Documents Do I Need to Apply for Life Insurance? A Comprehensive Guide

What Documents Do I Need to Apply for Life Insurance? A Comprehensive Guide

Applying for life insurance is an important step in protecting your family's financial future. You will need to provide...

Choosing the Right Life Insurance Policy: 10 Tips for Successful Coverage

Choosing the Right Life Insurance Policy: 10 Tips for Successful Coverage

Term Life insurance is a great way to match the length of coverage to your needs. If you're considering buying life...

What are the Pros and Cons of Whole Life Insurance?

What are the Pros and Cons of Whole Life Insurance?

Whole life insurance is a type of life insurance that provides coverage for the insured until the day they die. It is...

4 Types of Term Life Insurance Explained: A Comprehensive Guide

4 Types of Term Life Insurance Explained: A Comprehensive Guide

When it comes to insurance, there are two main types: term at the level and term decreasing. Nowadays, most people opt...

Can I Get a Discount on My Life Insurance Premiums if I'm Healthy and Don't Smoke?

Can I Get a Discount on My Life Insurance Premiums if I'm Healthy and Don't Smoke?

In general, applicants must have abstained from smoking cigarettes for at least 12 months before applying for life...

Does Lifestyle Affect Life Insurance? An Expert's Perspective

Does Lifestyle Affect Life Insurance? An Expert's Perspective

When it comes to life insurance, the cost of a policy is determined by a variety of factors, such as age, height, weight, ...

3 Reasons You May Be Denied Life Insurance Coverage

3 Reasons You May Be Denied Life Insurance Coverage

When applying for life insurance coverage, it's essential to be aware of the potential reasons why you may be denied. A...

What are the Essential Factors to Consider When Buying Life Insurance?

What are the Essential Factors to Consider When Buying Life Insurance?

When it comes to purchasing life insurance, there are several factors to take into account beyond age and gender. The...

Can I Get a Discount on My Life Insurance Premiums if I'm Part of Certain Professional Organizations or Associations?

Can I Get a Discount on My Life Insurance Premiums if I'm Part of Certain Professional Organizations or Associations?

You may be eligible for discounted life insurance premiums if you are part of an alumni association, business group,...

How Much Life Insurance Do I Need? A Comprehensive Guide to Calculating Coverage

How Much Life Insurance Do I Need? A Comprehensive Guide to Calculating Coverage

Calculating the right amount of life insurance coverage can be a tricky task. With so many factors to consider, it can be ...

What is the Most Common Type of Life Insurance Policy?

What is the Most Common Type of Life Insurance Policy?

Term life insurance is the most popular type of life insurance for most people because it's simple, affordable, and only...

4 Strategies to Consider When Buying Life Insurance

4 Strategies to Consider When Buying Life Insurance

When it comes to purchasing life insurance, there are a few essential points to consider. It is important to assess your...

Universal Life Insurance You Can Borrow From

Universal Life Insurance You Can Borrow From

Universal life insurance is a type of permanent life insurance that offers both a death benefit and a cash value...